ATTENTION AMAZON/FBA AND E-COMMERCE SELLERS:

Please Note, We cannot take responsibility of any Item that is restricted to sell Amazon or restricted to send to FBA. It is the buyer’s responsibility to make sure before buying that he/she is eligible to sell this Item on Amazon and the item is not restricted to send to FBA. All sales are final, we are not responsible for any brand issues. Product quantity and availability subject to change at anytime. Current deal is specific to this email only, additional inventory may be available.  We will not be able to cancel any order for this reason after receiving a payment. We are not responsible for price fluctuation within Amazon’s marketplace.

1.DISCLAIMERS AND LIMITATION OF LIABILITIES

The information contained in this website is on an “AS IS” and “AS AVAILABLE” basis without any further representations or warranties of any kind. Any oral or written advice and/or information given by www.gallagherswedenab.com or any Gallagher Sweden AB directors, employees, designees, buyers, agents, vendors, suppliers, contractors (in short “Associates”) does not constitute a warranty.

Under no circumstances shall Gallagher Sweden AB be liable for any direct, indirect, incidental, special or consequential damages that may result from your use of or inability to use the Gallagher Sweden AB website. This includes (but is not limited to) reliance on any information obtained from www.gallagherswedenab.com which results in errors, damaged files, viruses or failed performance. Moreover, neither www.gallagherswedenab.com nor any Gallagher Sweden AB Associates guarantee that use of www.gallagherswedenab.com will be uninterrupted or without errors.

Newsletters and other www.gallagherswedenab.com Generated Content:
All content on www.gallagherswedenab.com, including archived newsletters, is for informational purposes only. Gallagher Sweden AB is not liable for any damages resulting from any actions taken as a result of its newsletter or other informational content. www.gallagherswedenab.com shall not be responsible or liable for the accuracy, usefulness or availability of any information on the website or in www.gallagherswedenab.com-generated emails, and shall not be responsible or liable for any business or legal decisions based on such information. Please consult a financial planner/legal professional before engaging in any business or legal-related activity.

Website Use Outside of the United State

The majority of our content is intended and governed by policies applicable and appropriate for users here in the United States. If you are a user accessing this site from a location outside the United States, you do so at your own risk. It is your responsibility to know and comply with any laws of your immediate jurisdiction.

Your Use of This Site

If you are for any reason dissatisfied with the site, content, terms and conditions, disclaimers and/or legal notices you agree that you will refrain from using www.gallagherswedenab.com. Your use of www.gallagherswedenab.com serves as your agreement and acknowledgement that you will follow our policies and agree to be bound by them.

Terms and Conditions Subject to Change

Gallagher Sweden AB reserves the right to revise, change and/or update this website without notice, so please check back each time that you access this website.

2.Product Information

PRICING AND PACKAGING

All items are sold either in full case packs, or when available, in the smaller inner case packs, at the indicated prices. We do not open inner/case packs to repackage into smaller quantities to sell or provide item samples. There are absolutely no exceptions!

Prices listed on our website generally match those in our showroom, but may vary. Gallagher Sweden AB reserves the right to make changes to the selling prices at any time without prior notice.

ITEM DISPLAY/DESCRIPTION/COLORS

www.gallagherswedenab.com always attempts to present and describe each item as accurately as possible. However because every computer monitor’s configuration and display is different, we cannot guarantee that the color you see will match the actual product’s color.

Assortment

For items that are sold in an assortment of styles, sizes, shapes, colors, and varieties, these variables may vary with each order. Assorted orders may not necessarily look exactly like the specific assortment pictured in the product photo. Assorted cases may contain all or only some of the pictured varieties of product. It is also possible that not all assortments of certain products are available in inner pack orders at all times. There are some inner packs that are packaged only by certain kind of styles, sizes, shapes, colors, and varieties.

TYPOGRAPHICAL ERRORS

While www.gallagherswedenab.com always strives to provide product information as accurately as possible, typographical errors may occur. Gallagher Sweden AB reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions after an order has been submitted; regardless of whether or not the order has been confirmed and your credit card charged.

UPC CODES

While most of our items have their individual UPC codes, we do not guarantee that all carry one. We will not be held liable for misprinted codes or those that cannot be read by optical equipment.

MONTHLY SPECIALS

• Quantity Limitations
  Some items marked as “Special” may be subject to quantity limitations per customer.
• Stock Availability
  Remember that our stock is limited to quantities on hand. Large quantities may be available when the Monthly Specials are announced, but may completely sell out in a few days. Sold-out inventory may or may not be reordered.
• Sale Offers
  Prices for www.gallagherswedenab.com –  Monthly Specials are effective ONLY within the timeframe indicated on the front of the flyer. We DO NOT COMBINE different monthly sale prices. To take advantage of monthly special prices, any orders that include items from our monthly specials must have “payment finalized” status within the indicated sale period. Orders finalized afterwards will reflect non-sale prices.

STOCK SUPPLY

There is no guarantee that all items in your shopping cart will be available upon shipment of the order, as our stock is limited to what we have on hand.

Orders that contain 10-20% of out-of-stock merchandise will not experience any delays in processing time. Any order that contains more than 20% out-of-stock items will receive a call from a salesperson to confirm shipment, which may cause a delay if the customer cannot be reached that very day. In addition, these customers will have the option to substitute out-of-stock items with other available items.

3.Payments, Credit, Refunds, and Returns

PAYMENT TERMS
Payment Methods for U.S. Customers

Payment is a final sale – If customer chooses to change order.  The payment made will be applied to new order.  We do not return or refund payment.  Any balance remaining will be credited to your account for a future order.

• We accept major credit cards (Visa, MasterCard, Discover or American Express), wire transfers, money orders, and checks (traveler’s and cashier’s checks). A $25 fee will be charged for every bounced check and a 5% service charge for credit card processing Fee.
• Payment Methods for International Customers
  Wire transfer is the most widely used method of payment for international customers. However, customers from select countries outside of the U.S. may pay using a credit card (like Visa, MasterCard, Discover or American Express) but require pre-approval. Please contact a salesperson from the Internet Sales Department for further information. After a customer is pre-approved, a photocopy of the actual credit card and photo identification (such as a driver’s license or passport) is required. Every customer is responsible for knowing his or her own country’s limitations and policies.
• Credit Card Payments
  If you elect to pay online using a credit card, an immediate hold will be put on your credit card for the full amount of the order (as well as a separate hold for any quoted shipping charges). Once your order is ready to be shipped, all credit card charges will go into effect. PLEASE NOTE: Upon submitting a credit card order, you may be asked to fill out and fax back a credit card authorization form, in addition to a copy of your credit card and a government-issued ID (or passport for customers outside of the United States).For pre-paid freights through Gallagher Sweden AB such as USPS and UPS, a separate hold will be put on your card for the full delivery amount. Please make sure your credit limit is sufficient to cover all payments. We are not responsible for any charges billed by your credit card company. If an order has changes or cancellations, you will be instructed by a salesperson on how to proceed with making payment reimbursements or adjustments. If your credit card is declined for any charge, your order will be cancelled and a salesperson will contact you as soon as possible.
• Non-Credit Card Payments

Zelle Payment – Are accepted

Wire Transfer – Applying this method of payment towards your order varies on the amount of time it takes for funds to clear with the bank. Please consult with your bank for details.

Money Orders – Money orders take approximately 2 to 7 business days to arrive depending on the mail delivery option you have chosen. Once we receive the money order it will immediately be applied as payment towards your order. Please note that waiting for this method of payment delays the processing of your order.

Cashier and Traveler’s Checks – takes approximately 2 to 7 business days to arrive depending on the mail delivery option you have chosen. Once we receive the check it will immediately be applied as payment towards your order. Please note that waiting for this method of payment delays the processing of your order.

SHIPPING CHARGES

All items are sold FOB from our warehouse, therefore the buyer is responsible for all the shipping costs including fuel surcharges and/or additional services. You may elect to pay the freight company directly, in which case we will ship your merchandise Freight Collect, or you can pay us in advance for all freight charges and we will ship your merchandise Freight Prepaid. In either case, you own your merchandise in transit and are responsible for filing any damage claims with the freight company. The final shipping cost on any LTL (Less than Truck Load) order will be determined right before shipment.

Additional Charges

Standard truck delivery is to a dock facility designed to receive freight. Someone must be present to accept truck deliveries because the driver is not obligated to assist with offloading. Additional charges may apply if your order requires delivery access services such as a lift gate, call before delivery, or inside delivery. To avoid any “unexpected additional charges” it is important you check off or write down any special instructions or shipping requirements you have during submission of your order in the shipping section.

Note: If you choose the “inside delivery” option you must also choose the “lift gate” option so the driver can unload your merchandise from the truck.

If for some reason we are billed for any “unexpected additional charges” we reserve the right to charge the credit card provided for that particular order any amount we receive from the shipping company plus an extra 10% service charge.

• Limited Access Locations
  Limited Access Locations require an additional $79.00 delivery charge and include, but are not limited to, schools, churches, mini storage facilities, prisons, military bases and installations, mines, construction sites, fairs, carnivals, navy piers, airports, commercial establishments not open to the public during normal business hours, and expo centers.
• International Shipping Charges
  Our shipping department seeks the most economical shipping rates available; however, international shipments require the assistance of freight forwarders.  Gallagher Sweden AB will assist and coordinate with freight forwarders, but all arrangements will be the responsibility of the individual customer. Moreover, we will not be liable for any shipping charges or foreign taxes and custom duties that may be added to the international shipments.

REFUNDS AND RETURNS

We do not return or refund payment.  Any balance remaining will be credited to your account for a future order.

Client is responsible to ship item back with the shipping they choose.  Baja is not responsible to set up shipping.  Client coordinated the shipping from our warehouse.  They are responsible to send back if they choose.

All overpayments and refunds are automatically credited to the customers account with Gallagher Sweden AB. Most customers prefer to keep the credit on their account and apply it to their next order.

If an error was made on Baja Side with miss shipped or defected item. Customer can request refund.  Refunds are only done by USPS Mail.  We will refund balance via US Bank Check.  To the address provided on your account.  Please allow 1 to 2 weeks from time requested to receive refund.

Returns are subject to a 20% restock fee.  Clients that return goods without a Return notifications code from Baja Dist are at risk of lost merchandise.  If item is returned and client states not what they order.  But, the item is correct.  We will return and credit your account.  Items that are not our products.  We will not credit account.  It is your responsible to provide shipping labels to return back to you.  Items that are not identify or not returned will be donated to a local company.

4.Shipping Methods and Charges

LESS THAN TRUCKLOAD (LTL) SHIPPING

Gallagher Sweden AB is committed to offering flexible shipping nationwide. We always work with the best trucking companies to get the highest discounts on all shipments. Our business relationships with reputable shipping companies (some more than two decades long) ensure the best services and lowest rates for every customer! We can also help coordinate shipment with your preferred shipping company or freight forwarder.

• Shipping Estimate
  New customers who register and provide a U.S. zip code will enable our system to display a shipping estimate. Customers who complete full registration and select LTL (Less Than Truckload) as their shipping method will see a shipping estimate on the bottom left side of the screen every time the order exceeds our $250 purchase minimum. Freight estimates will continually adjust every time you add or remove an item(s) from your order. Each shipping estimate is uniquely based on the order’s weight, cubic measurements, and the delivery destination provided. If changes are made after your order is submitted, your salesperson will provide you with a new shipping estimate. All shipping estimates are NON-BINDING and may be subject to additional verification and service charges needed at the time of shipment. LTL UPS freight estimates shown online upon order submission are assumed to be authorized by the customer and are processed automatically LTL freight estimates not shown online will require an additional confirmation from the customer before the order can be processed. If the customer cannot be reached or does not accept the LTL freight estimate, there will be an additional delay in processing.
• Commercial/Residential Shipping Charges
  Shipping companies can deliver straight to your business address or even deliver to residential neighborhoods. Extra service charges apply if special equipment is needed to unload and deliver merchandise in residential areas (and sometimes businesses as well).
• Packing and Packaging Efficiency
  All LTL (Less Than Truckload) orders will be carefully checked, stacked high, numbered and efficiently wrapped on pallets. Every shipment is carefully put together with it’s corresponding carton (CTN) number and is shrink-wrapped to avoid losses or damages. Items that do not complete a full carton are repacked alphabetically in each carton and a green fluorescent sticker outside of each carton.

Shipping Confirmation

• After order is shipped. We will email customer that order has been shipped.
• UPS Disclaimer
  Gallagher Sweden AB recommends that customers do not to include any liquid or fragile items in orders designated to be shipped via USPS(United State Postal Service). However, with a completed faxed or scanned disclaimer form, we will at customer’s discretion fulfill the order and ship via UPS. The disclaimer form must have the customer’s signature, which consents to remove liability from Gallagher Sweden AB. We will not be held responsible in any way for any damages that may occur when shipped via UPS.

DROP SHIPPING

This option is available at no additional cost! However, full information about each customer will be required in the shipping address section. You may change the shipping information every time you place a new order. There is a minimum purchase of $500 on all drop shipments per address, and each address must receive at least one individual case. We cannot split cases to drop ship, so each drop ship customer must order the case pack minimum for each item they order. Please indicate that you wish to drop ship your order in the Comments area in the final order submission page.

INTERNATIONAL SHIPPING

If you are an international customer who’s order is being sent to an international freight broker/freight forwarder, please provide your salesperson the following information fully and accurately:

Broker/forwarder name, contact name, booking number, phone number, and final destination address (country).

All of this information must be complete and accurate for us to process your order. Any missing or inaccurate information will result in an order delay, and may result in extra charges.

All international shipping that is less than one pallet is done via UPS (United Parcel Service). For orders that are one pallet or more, the customer must provide their own international freight forwarder.

• Freight Forwarder
  We strongly advise that you locate a freight forwarder familiar with your country’s import policies. This facilitates the international shipment and ensures a full understanding of what to expect with shipping and receiving. Simply provide the freight forwarder’s full business information (contact person’s name, address and phone number) and we will fully cooperate with them. *Please Note: Gallagher Sweden AB does not make any freight forwarder recommendations.
• UPS (United Parcel Service)
  If no freight forwarder is obtained, 95% of small international shipments go through UPS. Shipping rates are entirely contingent on the weight, cube and shipping destination. International orders sent via UPS will take approximately 2-3 weeks to arrive. You can get details about what UPS needs to ship to YOUR SPECIFIC country on this website: http://www.ups.com/ga/CountryRegs?loc=en_US

CONTAINER LOAD SHIPMENTS

Every container ships out with superior quality packaging. This includes efficient and maximized use of space and every precautionary measure to avoid breaks, damages, and losses. Our shipping department coordinates container scheduling with your freight forwarder to facilitate the shipping process.

• Container Consolidation
  Our professional staff consolidates and welcomes merchandise from other companies to load into your containers at no extra charge! We will efficiently consolidate and load your containers, and coordinate with trucking companies to deliver them to the first available vessel to avoid any long or unexpected delays. *Please Note: there is a $10,000 purchase minimum required for container consolidations.

PICK-UP POLICY

• By Customers
  Customers who wish to pick up their online order may do so once we receive payment and the appointment date details are finalized. Customers MUST FIRST verify with a Gallagher Sweden AB Support via email – that an appointment can be scheduled. All orders are fulfilled according to their size and date received. By Trucking Company (arranged by customers)
  You may arrange for the trucking company of your choice to pick up your order. After you call your salesperson and set up an appointment, make arrangements with your trucking company. Then, please provide your trucking company information, such as the contact name and phone number, to your salesperson.
• Pick-Up Wrapping
  All trucking company pickup orders will be carefully checked, efficiently wrapped and placed on high pallets to minimize quantity of pallets used. These steps help avoid extra costs and reduce the cost of freight.

ESTIMATED DELIVERY TIMES

Shipping transit time depends on proximity to California as shown in the following chart:

ORDERING TERMS

• Minimum Order
  Total amount of the order must be at least a minimum of US $500(excluding freight).
• Order Validation/Acceptance
  Once we receive your shopping cart order, a salesperson will contact you (by email and/or phone) to confirm details, i.e. ID verification, shipping address and method of payment. If LTL is your chosen method of shipping, confirmation that it is a deliverable physical address is needed (we do not deliver to P.O. Boxes). We will need complete and accurate freight forwarder info to process your order. Once all necessary confirmations are obtained, your order is validated. Please note: If you accept and pay for the UPS charges that come with your order online, we may not need to contact you in order to ship your order. Please Note: Receipt of an electronic (or any other form of) confirmation does not automatically guarantee that we have accepted your order for processing. Make sure that you see a reference number after you check out.
• Order Limitations
  Gallagher Sweden AB reserves the right to limit quantities or reject any order you place with us without notice. In such cases, a salesperson will generally attempt to contact you with further details via email or phone.
• Processing Time
  Gallagher Sweden AB is committed to processing orders promptly based on shipping method, order size and ship-to point. Once we have all the necessary information and payment, your order will be finalized. Once the order is finalized, it will be shipped in 2 to 3 business days. Transit time may be 3 to 6 days, depending on the destination. Please read our order-processing delay section to know what to avoid and/or expect. We strongly recommend that you place your order online at www.gallagherswedenab.com. However, if this is not possible, you may also place your order via fax. Please allow 2-3 additional days for fax order processing.

OUT OF STOCK

Gallagher Sweden AB prides itself in keeping sufficient quantities of every item in stock and updating the www.gallagherswedenab.com website regularly. However, due to unpredictable order patterns, we may run out of some items from time to time. Items that are labeled “Low Inventory” are at risk of not being available after ordering, as there are few cases left and there might be orders pending. The salesperson may notify you of any back orders and give you the option to substitute items (in which case customers must submit a written request of changes before processing the order).

In cases where no substitution is available and you have already paid for the order in full, you have two options: (a) inform your sales representative and ask for credit in the amount of the back orders with Gallagher Sweden AB, which will be credited toward your next order, (b) ask your sales representative for a full reimbursement of the amount of the back orders.

All back orders are deleted in our system and will not be shipped at a later date. You should submit a new order for those items if they become available (check out the Product Notification tab found below each item description to receive an alert of any changes). As always, a minimum order of $500 is required.

CANCELLATIONS

Customers who wish to cancel their entire order after warehouse processing has begun will be charged a 20% restocking fee. Even if customers wish to cancel only a few items (and warehouse processing has begun), they may incur extra penalty fees. Partially-cancelled orders will experience a processing.

You are not bound to purchase anything if you decide that you do not agree with the shipping quote we provide. However, if you agree to the shipping quote and your merchandise is pulled from our warehouse, a cancellation of your order will result in a 20% restocking fee.

ORDER CHANGES

If you have submitted your order but forgot to add or wish to substitute or even remove items, you may do so by contacting your salesperson immediately. If you wish to include new items to your existing order, you may need to place an additional order (with the new items) on our website.

Keep in mind that if you make any changes to your order it will delay the processing of your order.

ORDER STATUS

You may view the current status (with real-time updates) of your order(s) when you login and access the “My Account” section. From your “Account Profile” page select “Order History” and then search for either the SO/Invoice Number or Reference number for the order you wish to obtain further details on. A description of your order status will appear in the same row under the “Status” column.

ORDER TRACKING

You may keep track of your order(s) when you login and click on “Order Status” or go to the “My Account” section. From your “Account Profile” page select “Order History” and then search for either the SO/Invoice Number or Reference number for the order you are tracking. The same row will contain its corresponding “Tracking Number” column section and a tracking number(s) listed.

ORDER DELAYS

Shipment of orders may be delayed if:

• We do not have complete and correct address information and/or proper delivery instructions. A physical address AND the freight forwarder’s address are required.
• We do not have complete payment.
• Customers make additions or deletions to their order(s). This will extend the processing time by at least 1 business day.
• An order contains more than 20% out-of-stock items. In this case, a salesperson will call the customer to confirm the shipment. This may cause a delay if customer cannot be reached immediately.
• Customers cannot be reached during the final processing stage to confirm details.
• International customers do not provide billing and destination address.
• Unforeseen emergencies or natural disasters occur.
• The order is submitted during peak or holiday seasons.

RETURNS

Please Note: Returns will not be accepted without prior contact or authorization from your salesperson.  However, return customers will bear the cost of return shipping and a 20% restocking fee.

SHORTAGES

Claims for shortages require a copy of the delivery receipt (DR) from the trucking company, which must be signed by the driver. You must also provide your salesperson with a list of items and/or quantities you claim to be short.  You have 10 business from the date of delivery.

In the unfortunate case of a shipping shortage, Gallagher Sweden AB can only offer a refund for the purchase cost of the missing merchandise, or credit towards future purchase from Gallagher Sweden AB .

LOST, DAMAGED AND/OR DEFECTIVE MERCHANDISE

The customer is responsible for inspecting and counting the merchandise at the time of delivery. Any physical damages or discrepancies such as crushed, opened, loose, or missing cartons must be noted on the drivers receipt at time of delivery.  Must me reported within 5 business of receiving goods.  After 5 days the order is completed closed.  Baja will not support future claims.

• Reporting Claims
  You have 5 business days as stated above.  Claims for lost, damaged or defective merchandise must be reported to your Gallagher Sweden AB salesperson within 5 business days of the receipt of the merchandise. We must also receive a E-MAIL containing the list of the damaged, defective or missing item numbers, their corresponding quantities and a brief explanation. The written list must be submitted within one week of receipt of the merchandise for US shipments and two weeks of receipt of the merchandise for International shipments. In short, US customers have a total of 5 days to report and write a detailed claim, while international customers have 14 days. Gallagher Sweden AB may refer your claim to the freight company after reviewing it.
• Claim Requirements
  All claims take approximately 2 to 3 weeks to process.
• Damage by Shipping Company – UPS / Freight Company – You need to file claim with the shipping company. Unless Baja charged you for shipping goods and arranged the pickup of goods. Claims should include a detailed description, a photocopy of the invoice with the item number(s) encircled and delivery receipt (DR) (all discrepancies must be noted on that receipt). If your claim is for a damaged or defective item, it is important for you to submit a picture and/or sample of the item itself. This serves not only as evidence of damage but also speeds up the claim’s resolution. All claims are determined on a case-by-case basis. Please download and complete our claim form to submit your claim.

GENERAL CUSTOMER INFORMATION

INTERNATIONAL CUSTOMERS

• Extra Documentation and Certifications
  Gallagher Sweden AB will gladly provide most of the documentation usually required by international customers such as certificate of origin, certificate of authenticity, or legitimacy documentation. The buyer is entirely responsible for any additional documentation, transactions, certifications, and customs forms. Please contact your salesperson.
• “CE” Mark
  Although many of our products may be “CE” compliant there are still exceptions. Gallagher Sweden AB does not take any responsibility for providing this information if the international customer does not request it. The customer is entirely responsible for obtaining full CE information and details.

LOGIN TROUBLESHOOTING

The login e-mail and password fields are both case-sensitive. This means that you must use the same arrangement of uppercase and lowercase letters as when you originally registered your account with www.gallagherswedenab.com.

If you are still having trouble logging in, please double-check that you are using the right e-mail address.

If you cannot log in because you forgot your password, click on “forgot your password?” and a new temporary password will be emailed to you shortly. Once you are logged in with your new temporary password, follow the link to change your password back to the character sequence of your choice.

PRIVACY STATEMENT

All customer information is exchanged and stored in a secure location. Gallagher Sweden AB does not sell or disclose shared online information to third parties.

• Uncompleted Order Follow-up Emails
  If you leave items in your warehouse without providing shipping details / labels.  After 30 days.  We will cancel your order and charge a 20% cancellation fee plus any labeling fee that were applied to your account.  We will credit your account for future order only.

ONLINE USER FEEDBACK

Gallagher Sweden AB values all of your online feedback submissions. Whether you wish to refer a friend, rate or comment on a product, or voice your ideas and feedback, you can now do it all with a click of a button.

It is important for you to know that www.gallagherswedenab.comdoes not censor or filter inappropriate language or behavior. Gallagher Sweden AB assumes no responsibility for the content of writing that is transmitted through the Refer to a Friend feature.

Any written submissions (Feedback, Suggestions, Ideas, confidential or original work of any kind) sent to www.gallagherswedenab.com shall exclusively remain as property of www.gallagherswedenab.com. Gallagher Sweden AB will hold intellectual property rights (and exercise the right to utilize, reproduce, disclose, publish and hand out any material) without any limitations or any compensation to you.

Any transmission of content that violates any of our policies or applicable laws will be sanctioned as deemed appropriate. This includes but is not limited to impersonation of another person, profanity, indecency, pornography, invasion of privacy and publicity rights, abusive, harassment, threats, and inflammatory or otherwise questionable content.

We reserve the right to restrict or terminate your account and/or remove the user feedback you provide should we find violations.

CHAT

Gallagher Sweden AB is not liable for the conduct, whether online or offline, of any user of the website or chat service.

Gallagher Sweden AB assumes no responsibility or liability for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of chat user communications.

Gallagher Sweden AB is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of email or media players on account of technical problems or traffic congestion on the Internet or at the website, including injury or damage to users or to any other person’s computer related to or resulting from participating or downloading materials in connection with the website or in connection with the chat service.